At H&S Surveyors, our experienced surveyors offer a wide range of property valuation services for different client circumstances, including assistance with Help-to-Buy valuations. Working throughout south-east Devon, we have helped hundreds of buyers and sellers with mortgage valuations, inheritance tax and probate valuations and Help-to-Buy valuations.
Since the scheme launched in 2013, over 120,000 homes have been purchased using Help-to-Buy. 2017 was the first year where interest on these loans became payable, meaning that we have seen a growing requirement for Help-to-Buy valuations. If you have purchased a home using the Help-to-Buy scheme, you can begin making repayments at any point, either by re-mortgaging or paying the loan back in installments.
Why do I need a Help-to-Buy valuation?
As an equity loan, the Help-to-Buy payments will need to reflect the current market value of your property, which may have increased (or decreased) since the purchase was completed. In order to ensure that you are paying the appropriate rate, you will need a Help-to-Buy valuation, carried out by an independent, RICS-accredited Chartered Surveyor.
Once you have received your valuation, your Help-to-Buy scheme provider will use the information to calculate the value of your loan, and the amount you will need to begin repaying.
How H&S Surveyors can help
At H&S Surveyors, we have been assisting homeowners with Help-to-Buy valuations for several years. We fully understand the complexities of re-mortgaging your home, and will do everything possible to ensure that the process of repaying your equity loan starts smoothly.
Our Chartered Surveyors have been working in the local area for over 25 years, and have a wealth of experience in valuing many kinds of property along the eastern coastline of Devon, and across the Dartmoor National Park.
We are proud to be RICS accredited, so that you and your lender may be confident in the consistency and quality of our work. We value the trust of our clients, and work hard to maintain our track record of excellent customer service.
If you would like a free quote for a Help-to-Buy valuation, or if we can answer any questions you may have about any of our services, please don’t hesitate to get in touch. Call 01626 335008 to speak to a member of our team directly, or send us an email using the form on our contact page and we will respond as soon as possible. We look forward to hearing from you.
Read more about our other property valuation services here.